Increase Personal Savings

Solution To Poverty


Save for college.

Some 66 million American adults, out of 249 million at least age 18, have no emergency money set aside.  An unexpected expense as small as $400 would force these individuals to sell an asset or borrow money to cover the outstanding debt, according to

And it’s not going to get any easier.  The College Board reports, a child born in 2016 who begins kindergarten in the fall of 2021 would attend college, assuming he/she could attend full-time, between 2034 and 2038.  If that child attended an average public instate four-year institution and the the annual price increases for public colleges experienced the last 30 years (+5.5 percent per year) continued into the future, the total four-year cost of the child’s college education (including tuition, fees, room and board) would total $227,984 or $56,996 per year!

The U.S. Census Bureau reports the 32 percent of American adults 25 and older have graduated college with a bachelor degree.

At Horizonte, Salt Lake City School District’s alternative high school and adult education center, first priority is achieving the high school diploma.  Second priority and great encouragement are centered on awarding privately funded applied tech and college scholarships to those graduating who interested and who can qualify.  They qualify by earning their high school diploma and scoring high enough on the Test of Adult Basic Education (TABE) to enter the applied tech certificate program of their choice or college credit math and English.  The Horizonte Scholarship pays for 75 percent of tuition and books.  Awardees can use their Pell Grant to pay their 25 percent.  Do it now, we urge.



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